How to withdraw fund from COL Account - Updated Feb 2015

Withdrawal from COL Financial Account Guide

Updated February 2015 - If you have account with COL Financial and you want to withdraw your money. A simple guide for you to follow. Withdrawal with COL Financial is easy.

First you must download the Forms.

Or if your using COL Account you can go to you account and go to home then forms. Like the pictures shown below.

Then scroll down the cursor and look for Forms withdrawal.

After filling up all the necessary document you can fax your copy to (632) 634-6958 or email your copy

to withdrawals@colfinancial.com.

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Guide to make your belly flat instantly

Every inch when it comes to belly size and a simple habits that can break to reduce the size of your belly in an instant.

Usually belly size is due to absorption  of excess air that is trapped in your digestive tract. It may be from too much drink. It may be from that favorite beef steak your parents keep making. Whatever the cause is reducing  that size of your belly, or at least removing that feeling of being bloated can give a lot of advantages.


Eating fast

We all have places to go and things to do, so we sometimes do regular activities at double time. However there are things that you should always do in moderation like eating.

Eating too fast allows you to swallow gas-producing air which increase the size of belly. This is no myth. Trapped air makes you feel bloated. It also makes you digest your food slowly. New York specialist Stephanie Middleberg, RD, of MIddleberg Nutrition explain the reason behind this, When you eat in a rush you dont chew thoroughly, and leads to larger food pieces sitting in your gut,waiting to be fully digested. It also makes you lose track of how much you've eaten and in along run you have ingested more than you should.

Solution, you must eat slowly and take your time when eating to reduce of absorbing air into your gut.


 Soft drinks

It is sweet,refreshing and goodness,it completes  your life. But you don't know that these is one of the culprit that makes your belly bigger. Because of those tiny bubbles it makes your stomach swell according to Middleberg. And if you think that diet soda can have different effect because it has artificial sweeteners you're wrong.

Solution, you must avoid drinking soda or totally stop drinking it. Instead you drink warm water after a meal.



 Bedtime Snacks

Some people love to eat bedtime snacks, If your one of them i am  pretty sure your belly is big. Eating before bedtime or eating lying down can makes your belly bigger because lying down hinders your body ability to break down food fast according to Alisa Rumsey, RD a spokesperson for the Academy of Nutrition and Dietetics.

Solution, you must eat atleast 3 or 4 hours before you sleep. To allow your stomach chop down your meal.

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Who wouldn't believe what these children are playing.

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Top 5 Richest Man in the Philippines 2015

The Top billionaires in the Philippines 2015 according to Forbes Magazine.

1. Henry Sy -   Net worth $ 14.20 Billion

Henry Sy remains the richest person in the Philippines. His net worth has increased by ten digits plus thanks to the continued growth of his SM Investments Corp, the largest retailer in the Philippines with over 200 individual outlets around the country. The firm is one of the country's largest conglomerates with interests in real estate development, shopping malls and banking. One of his more recent ventures: the City of Dreams Manila resort and casino, which opened in December 2014. The resort cost $1.3 billion to develop and consists of 950 rooms, 365 tables and 1,700 slot machines. Sy studied retail at his father's elbow in the family convenience store. Not satisfied with merely filling dad's shoes, he saved up to start a footwear shop, the humble origins of his empire.

2. Lucio Tan -   Net worth $ 4.5 Billion

Lucio Tan's LT Group owns Asia Brewery, maker of popular Beer na Beer. It also has a stake in Philip Morris-Fortune Tobacco, which has an estimated 80% market share of the country's cigarette market; the firm has said it'll cut jobs amid a slide in sales. In addition to Fortune Tobacco, LT Group has absorbed some other companies owned by Tan, including Philippine National Bank and Asia Brewery. In addition to these companies, Tan has a stake in Philippines Airlines, the country's oldest airline. After selling a 49% stake to San Miguel Corporation in 2012, Tan launched a bid to buy back these shares in 2014 as the airline returned to profitability. Up north, in Hong Kong, he owns real estate developer Eton Properties. Tan got his start as a chemical engineer and mopped floors to pay for school. He enjoys flying helicopters.

3. Enrique Razon Jr. -   Net worth $ 5.1 Billion



Enrique "Ricky" Razon is chairman and CEO of International Container Terminal Services, the largest port operator in the Philippines. In all, it controls 29 ports across 21 countries. He inherited the firm from his father, but has been personally responsible for much of the firm's expansion and internationalization since he started as an executive vice president in 1987. He became Chairman in 1995. He is also known for his Solaire Resort & Casino, the first fully integrated resort casino in the Philippines, which opened in March 2013. Married with two children, Mr. Razon is an avid golfer and kite surfer, backing events for both sports including the Philippines Golf Tour.

4. Andrew Tan. -   Net worth $ 4.9 Billion


Andrew Tan is a property plutocrat with large stake in Megaworld, a builder of apartment complexes doubling as small cities. He's big into brandy, too: His Emperador Distillers went public last year and agreed to buy Scotchmaker Whyte & Mackay for $720 million. His fortune also extends to 408 McDonald's restaurants in the Philippines (owning franchise via his Alliance Global conglomerate) and Resorts World Manila. Son of a factory worker, Tan put himself through college doing odd jobs--he jokes that he would chase girls for rides home--then saved enough money as a kitchen-appliance salesman to buy his first distillery.

5. John Gokongwei Jr.. -   Net worth $ 4.9 Billion

Prosperity abounds at John Gokongwei's conglomerate, JG Summit Holdings, which he founded. Its stock has skyrocketed on strong revenue growth. JG Summit's operations include airlines, telecoms, property development, banking, hotels and power. A little turbulence for one of its companies: Budget carrier Cebu Pacific was fined $1.2 million for excessive delays over Christmas in 2014. His eldest child, Robina--the namesake of food firm Universal Robina--runs Robinson Retail; brother James Go chairs JG Summit, while son Lance is president.

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Freelance Online Jobs in the Philippines.

Freelancing is one of the great opportunity for professional who want to work at home.
There are a lot of decent freelance job website. There are many countries in the world where people rather work in a freelance regime. And this is because in those areas, the average salary is way too low for a decent living.

Here are some list of the freelance website that you can give a shot.

1. Writers.ph

This website is dedicated to any person who enjoys writings and wants to earn money out of this. It says to offer regular payments, which is great for any freelancer.
Anyone interested must complete a form and apply on the website. However, the team does not accept all application instantly- they review them first. The freelancer here receive about $750 Monthly.

2. Freelancercareers.com

This website is a perfect for any freelancer,because it promises to permanently find jobs for you. The users just have to choose the projects they are best at. The person who wants to apply in here must have good computer skills. The montly payment can reach even $800.

3. Freelancer.ph

This website is especially designed for philippines. In here users can apply to projects and bid for them. Also clients can speak with their employees by using real time chat.

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Yema Cake - Home based business

Yema cake is one of the fastest growing baking business in the Philippines. It was originated in the Southern part of the Philippines. There are a lot of yema cake variety nowadays here is one of the variety that i will show you to prepare.

How to make yema cake procedure and ingredients below.

Ingredients:

For the batter:
* 2 1/2 cups cake flour
* 3 tsp baking powder
*1 cup sugar
*5 eggs (in separate bowl)
* 1/2 tsp salt
* 1/2 cup olive oil
* 1/2 cream of tartar

For Filling:
* 1 can condensed milk
*1/2 cup evaporated milk
*4 egg yolk
* 1 tsp vanilla

Procedures:

For the cake:

1. Prehear oven to 350Degrees F . Grease the pan and line the wax paper. Set aside.
2. Combine cake flour, baking powder,salt,and sugar.
3. Add egg yolk and oil. Mix Well until its smooth in texture.
4. In a separate bowl,beat the egg whites and add the cream of tartar. Gradually add sugar while
    mixing until youve reach the right consistency.
5. Combine both mixture and fold.
6. Pour mixture onto the baking pan and bake for 30-40 minutes.

For the Filling:

1. In a pan with low heat, combined condensed milk, evaporated milk and egg yolks.
2. Cook the mixture until it reaches a slightly thick texture.

To assemble:

1. Cut the cake into two equal layers.
2. Spread the yema filling on top of the first layer then cover it with the second cake layer.
3. Repeat the same procedure on the second layer of the cake.
4. Garnish with grated cheese on top.

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Why invest in Philippine Stock Market?

Investing for some people this is one of the safest investment if your saving for your future.
The reward in the long term is very promising. But if your new and you want to invest in stock market you should invest first on Mutual funds or UITF so that somebody will managed your funds and these fund manager will be the on who will determined which stocks to buy or sell.

There are plenty of Mutual Fund company in the Philippines. Philequity Fund Inc is one of the fastest growing mutual funds in the Philippines.

Philippines is one of the fastest growing Economy in the world according to bloomberg business.
BY 2050 Philippines will be the world biggest economy. The bigger the Economy means more opportunities for businesses to grow and expand further. If the Company grow and expands that means your stocks will grow more at a higher face.

When is the right time to invest? The right time to invest is today,start early because time is your enemy.

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Guide to open an Account in COL Financial if your outside Philippines

Opening an Account with COL Financial Guide.

Mostly people outside the Philippines working abroad wants to open an account but dont know how to start. Herewith is some simple guide for people interested in opening an account with COL.

COL Financial is a broker license in the Philippines.

STEPS in opening an Account as Follows.

Usually for beginner they are starting up with the COL Starter.

After choosing what account you want to start with open the COL online application form

COL Online application form.

After filling up all the necessary documents print all the forms and send all document together with other requirements.

All documents must send via mail to the address below.

COL will process your application form these will take up to 5 working days or less.after confirmation of your account you can fund your account via iremit or via BDO account.

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